Manufactured Housing Communities


Manufactured housing communities, trailer parks and mobile homes are all part of America’s heartland. Unfortunately, many insurance companies ignore these communities and their residents. But not The Powderhorn Agency. Family owned and operated since 1999, Powderhorn looks out for all American homeowners. And we do so with the backing of A.M. Best “A” rated insurance companies, the kind that won’t turn their back on you and your needs.

We are the premier protector of manufactured housing community oil tanks, home systems and appliances.  Powderhorn has a home systems program that suits your needs as well as those of your neighbors.

It all starts with ProGuard, a comprehensive residential cleanup and replacement program for owners of underground and aboveground heating oil tanks. Introduced by the Powderhorn agency in 2001, ProGuard has grown to be the largest program of its kind, relied on by more than 60,000 full service residential customers across the U.S. In addition to proactive tank replacement assistance and other benefits, this program provides customers with up to $50,000 in the event of an aboveground tank release or up to $100,000 in the event of an underground tank release. 


Our ProGuard Program for Manufactured Housing Communities is especially designed to include an inspection of each and every oil tank in a community each year.  Please visit our ProGuard page for complete details.

The ProGuard Plus Program is Powderhorn’s next level of residential protection. Like ProGuard, it offers peace of mind and valuable service for just pennies a day. However, unlike ProGuard, ProGuard Plus comes fully loaded with a menu of Home Service Plans, including Appliance Protect, SystemsProtect and TotalProtect Premier, each of which provide an additional $10,000 worth of coverage, as well as discounted pricing on most major brands and numerous other benefits. Please visit our ProGuard Plus page for additional information.

Be sure to take a look around our Interactive House to see how The Powderhorn Agency provides room-to-room coverage that ensures your safety and peace of mind.

Mobile Home Community Program Application